Privacy Policy

By accessing this website and any pages thereof, you agree to be bound by the terms of the Legal
Notices and Disclaimers set out below. If you do not agree with the terms and conditions of these Legal
Notices, do not access this website or any pages thereof.

Internet Communications

Without the use of secure encryption, the Internet is not a secure medium and privacy cannot be ensured.
Internet e-mail is vulnerable to interception and forging. We cannot ensure the privacy and authenticity
of any information, and will not be responsible for any damages you may incur if you communicate
confidential information to us over the Internet or if we communicate such information to you at your
request.

The information provided on this website is intended for informational purposes only and is not intended
to constitute financial, accounting, and legal or tax advice. For information specific to your situation you
should consult a professional.

Accuracy and Changes

Facts and information provided on this website are believed to be accurate at the time they are posted.
However, this website could include inaccuracies, typographical errors, or out-of-date information.
Changes may be made at any time to the information on this website without prior notice.

Disclaimer of Warranty and Limitation of Liability

We do not warrant the accuracy, completeness, quality, adequacy or content of any information on this
website. Such information is provided “as is” without warranty or condition of any kind, either expressed
or implied, including, without limitation.

We will not be responsible or liable for any direct, indirect, special, incidental, or consequential damage,
or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of
prospective economic advantage, resulting from the use of or misuse of or inability to access or use this
website.

No Solicitation

Nothing on this website constitutes a solicitation or offer by us to buy or sell products or provide services
of any kind whatsoever. You should always contact a professional.

Applicable Jurisdiction

The information on this website is intended for use by persons resident in Canada, in the Province of
British Columbia only. Any products or services mentioned on this website are made available only in accordance
with local law (including applicable securities laws) and only where they may be lawfully offered for sale.

Third Party Links

Links to other websites are for convenience and information only and are independent from this site
and therefore we have no control over the content of a lined website and will not be held liable for any
inaccuracies in such information for the content of any linked website that are not maintained by us.
We make no claims that third party websites will be free of viruses, Trojan horses or other destructive
components on or from such links. Linking to another website is done at your own risk.

Material to be Consulted in its Entirety

All information on this website is meant to be reviewed in its entirety, including any footnotes, legal
disclaimers, restrictions or disclosures, and any copyright or proprietary notices.

Mutual Funds provided through Investia Financial Services Inc. Insurance provided through Financial Horizons. All services are provided through Prosperity Planning unless otherwise noted.