Group of Financial Planners in Victoria BC

Financial Planning Can Help You...

  • Increase your savings and optimize the growth of your wealth
  • Improve your cash flow for a better balance between income and expenses
  • Read More

Services

Client Testimonials:

“Dale has helped us with our finances, our RRSPs, and given us peace of mind for over a decade. We have total confidence in Dale and her team. Dale has a heart of gold and a very open and friendly personality. Dale and her team are very professional and very effective.  We recommend them to everyone we know.” – David and Linda

“Working with Prosperity has been an absolute pleasure so please pass on my thanks to the whole gang. I expect that our relation will continue long term.” – Sue

“Dale I can’t thank you enough for all the time, advice and support you have given me through my illness. I could not have managed the information flow required to open my disability claim nor the ongoing information required. Thank you again for your many years of managing my family’s financial future.” – Donna

“I came to see Dale, worried and depressed that I would be working well past the age of 65. I came away from that first meeting hopeful and relieved. I am now happily retired and secure about my future. Dale is so knowledgeable, empathetic, and attentive, and always with a big smile making you feel special (and not because we share the same name!). Everyone in the office is accommodating, competent, and pleasant, perhaps reflecting her lead of integrity. I recommend her to anyone – and do!” – Dale

“I’m so thrilled I was introduced to Dale a year ago – she’s warm, energetic & incredibly knowledgeable. The rest of her team seems to be a direct reflection of these qualities (we’ve had the pleasure of dealing with Kelsi – she’s great!). I’m excited about my family’s financial future now that we are with Prosperity Planning; I feel like I can see the bigger picture.” – Danielle

Financial planning can help you:

  • Maximize your investment returns
  • Make your retirement years more comfortable and secure
  • Increase your savings and optimize the growth of your wealth
  • Improve your cash flow for a better balance between income and expenses
  • Accumulate funds for special goals, like higher education for your children
  • Look after your dependents in case of death or disability
  • Estimate your insurance needs
  • Have more confidence in your financial decisions
  • Transfer the assets of your estate to your heirs in the most effective way

Call us now 250-818-2616 to invest in your future.

Investment Planning:

When it comes to investing, your goal may be similar to the goals of all my clients (accumulating wealth), however your risk tolerance and your personal financial goals will be unique to you. These factors will help me to design an investment plan that will help you to create the life that you want.

Retirement Planning:

Planning for retirement is determined by what you want to do in retirement (e.g. spending time in your garden or traveling around the world) and is, therefore, highly personal. I will take time to learn about your plans and interests for retirement, and design a customized retirement plan that will give you the confidence that you are on track for the retirement you desire.

Insurance Planning:

Creating a insurance plan that will provide security for you and your family in the case of illness, disability or death.

Estate Planning:

Together we will construct an estate plan to provide maximum benefit and minimize complications and stress for your family in the event of your passing. Other primary objectives will be to bypass probate and ensure that your wishes are fulfilled.

Group Benefits:

Have you ever considered offering an employee benefits program to your employees? Prosperity Planning can help you put a program in place that not only helps you retain your hard working employees, but also helps attract new and key employees to your company.

Consider having healthier employees and lowering the number of sick days or short term disability claims. Consider better job performance as employees feel more appreciated, work harder, and remain loyal to you. Consider better overall morale within your company when your employees feel their needs are being understood and addressed. Contact us for more information on Employee Benefits Programs.

Mutual Funds:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the simplified prospectus before investing.  Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.  Fund values change frequently and past performance may not be repeated.

Segregated Funds:

Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.

UK Pension Transfers:

QROPS (Qualifying Recognized Overseas Pension Scheme) allow you to transfer your UK pension to Canada. If you were a UK resident who is now a resident of Canada, call us today to see if a QROPS is the right fit for you!

Mutual Funds and some Segregated Funds provided by the Fund Companies are offered through Worldsource Financial Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through Prosperity Planning. Insurance Provided through Financial Horizons.